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We take a disciplined approach
to risk management.
Risk Management
Our focus is on delivering strong, risk-adjusted returns, and so central to our business is a practical and disciplined approach to risk management. We originate, administer and monitor all funding investments made by P1 Capital.
Funds are diversified across the portfolio and secured over all the property and commercial assets. The core
components include:
ROBUST PROCESSES AND STRONG DUE DILIGENCE
An experienced management team
Trusted independent external lawyers, valuers and brokers
Independent valuations on all properties/assets
Robust processes and procedures
A network of professionals with unparalleled market knowledge
LOAN SECURITY
Maximum loan offered is 75% to 80% of the gross development value (GDV)
Independent solicitors prepare all legal documents
Legal documents to ensure that security / legal charge / debentures are obtained
Personal guarantees are obtained in most cases (often from borrowers with significant assets)
Security is held for the benefit of the investors by an independent bankruptcy remote trustee
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BORROWER
A complete review of the borrower’s assets, liabilities and experience is conducted prior to any funding
Full understanding of the Exit/Repayment strategy
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MONITORING & EXIT
All loans are closely monitored throughout its duration, with regular monthly updates and reviews of the developments
Loans are repaid by the sale of the properties/assets, or refinancing
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Grateful that we found P1 Capital as our long-term funding
partner. They are transparent and flexible in their approach.
The team are personable and professional.
George Mellery-Pratt
Managing Director, Fortitudo
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